Why are Covid-19 infection and death rates higher among people of color than whites?
The general answer is because people of color are poorer than whites and don't have has many and different social resources. First, more people of color live in public housing and higher density apartment buildings and neighborhoods where social distancing is much more difficult.
Second, people of color are more likely to use public transporation and not have their personal vehicles.
Third, people of color tend to work in minimum wage service jobs which do not allow teleworking. These jobs are usually hourly instead of salaried with fewer benefits such as sick leave and personal time off.
Fourth, people of color tend to have less access to health care because of lack of health insurance and lack of geographical access to providers.
Fifth, people of color are more likely to have chronic health conditions which go untreated or poorly treated such as hypertension, heart diesease, pulmonary conditions such as asthma, diabetes, and other metabolic conditions.
The above named factors denser housing, more use of public transporation, hourly jobs, lack of access to health care, and untreated chronic health diseases are systemic factors which contribute to the infection and health disparities.
These are problems that can be solved if there is the political will and the managerial competence to design more effective and efficient social systems that produce better outcomes.